Attention homeowners in Jacksonville and Duval County: Need an appraisal?
Here are the top 7 reasons why FL homeowners call on Personal Service Realty's Residential Valuation Group:
Do you own a home in or near Jacksonville? Do you need help deciding the value of your real estate?
We at Personal Service Realty's Residential Valuation Group understand the particular needs of a customer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. But as a consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Personal Service Realty's Residential Valuation Group are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. At Personal Service Realty's Residential Valuation Group, we're experienced in helping homeowners just like you rid themselves of unwanted and unneeded PMI insurance.
Challenge Duval county's assessment of your property
Lets say you live in an area that's going down -- your local tax assessor may have your house overvalued. That only means you are going to pay more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Personal Service Realty's Residential Valuation Group is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your house is in or near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Personal Service Realty's Residential Valuation Group can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you would prefer to have a seasoned professional double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Personal Service Realty's Residential Valuation Group can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.
Looking to Sell?
Are you looking to sell your house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.