
	Finding the right home at the right price is just one part of a home sale or purchase. Personal Service Realty is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 904.866.9117 if your needs include a real estate pro experienced in the business side of real estate.

What closing costs should you expect?

There are certain normal expenses related to closing the sale of a house. These expenses are commonly split between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through the transaction.

Loan-related closing costs (Click here for details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (Click here for details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Click here for details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your transaction, I'll not only work to get the optimal sales price, but I'll also campaign for reduced closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you are aware of exactly what you're paying for.

Buyers: If you are purchasing a property in Duval County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not stunned when you reach the closing table. I'll be happy to look through the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.